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Data updated 2026-10-07

ZIP Code 86512 · Sanders, AZ

Apache County · pop 2,557 · ACS 2020–2024

The median household income in ZIP Code 86512 (Sanders, AZ) is $31,087, higher than 4% of the other ZIP Codes in Arizona.

Per FHFA’s index for Apache County, home prices changed +75.0% over the five years to 2025.

01 — Where it stands

$31,087
Median household income
± $1,084 MOE
$76,300
Median home value
± $10,717 MOE
$625
Median gross rent
46.4%
Poverty rate
Percentiles for ZIP Code 86512 within Apache County, Arizona and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$31,087 ± $1,08431st percentile (20 ZIP Codes compared)4th percentile (336 ZIP Codes compared)1st percentile (22,922 ZIP Codes compared)
Per capita income$13,45710th percentile (20 ZIP Codes compared)2nd percentile (336 ZIP Codes compared)1st percentile (22,922 ZIP Codes compared)
Poverty rate46.4%89th percentile (20 ZIP Codes compared)97th percentile (336 ZIP Codes compared)99th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher5.0%5th percentile (20 ZIP Codes compared)4th percentile (336 ZIP Codes compared)1st percentile (22,922 ZIP Codes compared)
Owner-occupied homes69.2%26th percentile (20 ZIP Codes compared)38th percentile (336 ZIP Codes compared)32nd percentile (22,922 ZIP Codes compared)
Housing vacancy rate12.8%0th percentile (20 ZIP Codes compared)57th percentile (336 ZIP Codes compared)64th percentile (22,922 ZIP Codes compared)
Median home value$76,300 ± $10,71773rd percentile (20 ZIP Codes compared)8th percentile (334 ZIP Codes compared)1st percentile (22,833 ZIP Codes compared)
Median gross rent$62535th percentile (18 ZIP Codes compared)6th percentile (332 ZIP Codes compared)4th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.45626th percentile (20 ZIP Codes compared)66th percentile (336 ZIP Codes compared)69th percentile (22,922 ZIP Codes compared)
Business establishments per 1,000 residents4.346th percentile (16 ZIP Codes compared)7th percentile (324 ZIP Codes compared)1st percentile (22,700 ZIP Codes compared)
Average annual pay per employee$37,16950th percentile (15 ZIP Codes compared)15th percentile (320 ZIP Codes compared)14th percentile (22,551 ZIP Codes compared)

Percentile groups: Apache County · Arizona · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+0.1%
1-year change, Apache County
2024–2025
+75.0%
5-year change, Apache County
2020–2025
+122.5%
10-year change, Apache County
2015–2025

Home price index — Apache County

Home price index, Apache County, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 296.9 in 2025. Every value is listed in the data table below the chart.100150200250300200020052010201520202025296.9

FHFA does not publish a ZIP-level index for this area; the chart shows the Apache County index. FHFA county index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, Apache County
YearIndexAnnual change
2000100.0+8.3%
2001103.1+3.1%
2002104.6+1.4%
2003110.7+5.8%
2004118.6+7.2%
2005134.2+13.1%
2006167.6+24.9%
2007178.9+6.8%
2008171.6−4.1%
2009165.1−3.8%
2010137.7−16.6%
2011123.9−10.0%
2012112.2−9.4%
2013119.2+6.3%
2014130.0+9.0%
2015133.4+2.6%
2016136.5+2.3%
2017148.0+8.5%
2018150.2+1.5%
2019163.4+8.7%
2020169.6+3.8%
2021205.3+21.0%
2022257.9+25.6%
2023257.1−0.3%
2024296.6+15.4%
2025296.9+0.1%

03 — Nearby ZIP Codes

ZIP Code 86512 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
86512Sanders, AZthis ZIP Code$31,087$76,30046.4%—
86506Houck, AZ17.9 mi$31,563$48,40034.0%—
86508Lupton, AZ19.8 mi$17,054$35,00050.7%—
86502Chambers, AZ21.0 mi$20,500$50,00034.7%—
87326Vanderwagen, NM23.9 mi$34,773$62,30039.4%—
87327Zuni, NM25.8 mi$45,959$82,20031.3%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

11
Establishments
255
Employees
$9.5M
Annual payroll
$37,169
Average pay per employee
Establishments by sector, ZIP Code 86512
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade545.5%12.4%3.7×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.